Krisis Bank Lebih Cepat Dari Dijangka

Pelanggan bank panik berebut untuk keluarkan simpanan mereka

Baru semalam saya menulis berkenaan goyahnya sistem perbankan kapitalis sekarang ni. Sistem penuh dengan penipuan dan penindasan; mencipta keuntungan berganda dari atas angin. Kita merasa gembira menerima interest bank 3% setahun tapi tak sedar mereka ambil balik dari kita lebih 5% setahun dalam bentuk inflasi!

Hari ini kebimbangan tentang keruntuhan sistem perbankan menjadi semakin nyata apabila 7 buah bank di Korea Selatan di gantung operasi kerana masalah kewangan. Saya telah bayangkan bagaimana bank yang kita letakkan 100% kepercayaan terhadap wang simpanan kita, tapi tiba-tiba satu hari kita langsung tidak dapat mngeluarkannya; dan inilah yang berlaku di bank Korea tersebut! Bayangkan Korea Utara salah satu gergasi ekonomi asia boleh mengalami krisis sebegitu; dan nampaknya ia bergerak semakin hampir kearah kita...apakah kita telah bersedia?

Hundreds of S Koreans besiege stricken savings banks

Posted on 22 September 2011 - 03:22pm
Last updated on 22 September 2011 - 10:10pm

SEONGNAM, South Korea (Sept 22, 2011): Hundreds of worried customers queued overnight to withdraw their money from seven South Korean savings banks which had been suspended from operations due to concerns about their financial strength.

South of the capital Seoul, a crowd more than 800 people, mostly in their 60s and 70s, gathered outside one of the banks suspended by South Korean authorities on Sunday. Thursday was the first day depositors could withdraw their funds.

"I arrived here late last night, though I could barely stand due to osteoporosis," 72-year old grandmother Park Geum-Rae told Reuters as she queued for he money at Tomato Savings Bank.

"I lost my 5-year-old grandson in the hustle and bustle... but fortunately, I found him sleeping under the roof of ticket office at the parking lot behind the bank."

Tomato, along with the six other small savings banks, had attracted customers by paying higher interest than mainstream banks.

But the banks are heavily exposed to loans made to the country's ailing construction sector and suffer from a lack of capital, leading regulators to temporarily shut them down.

Concerns about the security of deposits spread to other small banks, although the pace of withdrawals had started to slow by the time depositors could get their hands on their money in the seven suspended banks.

A combined 40.8 billion Korean won (RM108.9 million) in deposits had been withdrawn from 91 savings banks as of noon on Thursday, according to South Korea's financial regulator.